Compare
Analyst commentary for July 2026
July 2026 against June 2026, by category. Higher spend is red. Totals exclude occasional big bills, matching the Month view.
Previous month$12,277June 2026
Selected month$12,869July 2026
Change+$5915% more
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Jun 2026 | Jul 2026 | Change |
|---|---|---|---|
| insurance occasional | $0 | $1,370 | +$1,370new |
| transportationWhy? | $938 | $2,051 | +$1,113+119% |
| Biggest charge $1,180.00 at midas auto repair. Without it, this category is -7% vs previous month (instead of +119%). | |||
| groceries | $1,360 | $1,589 | +$230+17% |
| health | $217 | $286 | +$69+32% |
| uncategorizedWhy? | $102 | $164 | +$63+62% |
| Biggest charge $90.21 at sq vendor. Without it, this category is -27% vs previous month (instead of +62%). | |||
| utilities | $504 | $539 | +$35+7% |
| entertainment | $86 | $108 | +$22+25% |
| kids | $2,080 | $2,080 | $00% |
| housing | $2,980 | $2,980 | $00% |
| coffee | $124 | $124 | $00% |
| education | $545 | $545 | $00% |
| dining | $744 | $648 | -$97-13% |
| shopping | $2,598 | $1,754 | -$843-32% |
July 2026 against your typical month, based on your usual over the past year. $41 came back in refunds during July 2026.
Typical$11,951typical month
Selected month$14,239Jul 2026
Change+$2,28719% more
By category, what's furthest from its usual. A guide to what's moving, not a breakdown of the totals above.
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Typical | Jul 2026 | Change |
|---|---|---|---|
| insurance occasional | $215 | $1,370 | +$1,155+538% |
| transportationWhy? | $929 | $2,051 | +$1,122+121% |
| Biggest charge $1,180.00 at midas auto repair. Without it, this category is -6% vs typical (instead of +121%). | |||
| shopping | $1,583 | $1,754 | +$171+11% |
| groceries | $1,530 | $1,589 | +$59+4% |
| health | $253 | $286 | +$33+13% |
| utilities | $513 | $539 | +$27+5% |
| education | $521 | $545 | +$24+5% |
| coffee | $114 | $124 | +$10+9% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| entertainment | $164 | $108 | -$56-34% |
| dining | $830 | $648 | -$183-22% |
| uncategorized | $565 | $164 | -$401-71% |
Spending pace
How your spending added up in July 2026. The bold blue line shows that month. The dashed line is a typical month and the shaded band is your usual range, both based on the six months before July 2026.
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