Patterns
Where your money goes, and how it moves over time · as of September 11, 2026
Where it goes
Account mix
September 2026 · $7,251 across 4 accounts- Checking$6,02683%
- Travel Card$83712%
- Everyday Card$2283%
- Cash$1602%
Essentials vs lifestyle
last 30 days · $10,87528%lifestyle
Essential$7,878 · 72%Lifestyle$2,998 · 28%
Biggest lifestyle category: shopping · $1,094
Spending DNA
last 30 days · $10,875How it moves
Weekly spend trend
last 8 weeks · median $1,751/wk▼trending down (-33%)
Jul 18Jul 25Aug 1Aug 8Aug 15Aug 22Aug 29Sep 5
Year over year
Sep 1 – Sep 11▼ −$660 (−8%) vs last year
Total spending · occasional big bills excluded · same day-of-month range both years.
Category trends
last 3 months vs the prior 3Trending up
vs Mar 16 – Jun 13midas auto repair+$1,180newvs $0aldi+$501+139%vs $361best buy+$277+29%vs $966mariano's+$270+61%vs $443nordstrom+$247+53%vs $463
Total spending · occasional big bills excluded · last 90 days vs the prior 90 days, ≥ $25 growth.
By day of week
last 90 days · Jun 14 – Sep 11Peak spending day: Wed (avg $546)
Total spending · occasional big bills excluded · per-weekday average across the last 90 days.
Weekend vs weekday
avg daily spend · last 90 daysWeekends cost 4% less than weekdays
65 weekdays · 25 weekend days · occasional big bills excluded.
Daily spend shape
last 90 days · 0 quiet, 90 activeMost common spending day: $200–500 (34 of 90)
0
$0
9
$1–50
10
$50–100
27
$100–200
34
$200–500
10
$500+
Total spending per day · occasional big bills excluded · last 90 days, grouped by daily total.