Your money, your machine.
Drop in your bank’s statement files, or connect once through SimpleFIN. Maali sorts every charge and tells you how your month is going. Everything, even the AI analyst, runs on your own computer.
Available now for Mac and Windows
The full app, free for 30 days. No account. No card. Then $99 once. Every update included.
Try the live demo → Explore with made-up data.
How it works
From your bank to a clear answer.
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- CSV files
- SimpleFIN
1Bring in your bank data
Drop in the CSV files your bank already offers. Or connect once through SimpleFIN and new charges arrive on their own.
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2Every charge sorted
Change one and Maali remembers it for that merchant.
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3See where you stand
What changed, what looks unusual, and whether you’re on track.
The unplug test
Pull the network cable. Maali doesn’t notice.
The app, your numbers and the AI analyst all live on your computer. Bank data comes in one of two ways, and Maali never sees your bank sign-ins. SimpleFIN is an independent read-only service, and your bank sign-ins stay on its own site.
Drop in statement files
No connection needed- You
Connect through SimpleFIN
About $15 a year- You
- SimpleFIN
Typical cloud finance apps
For comparison- You
- The app company
- Whoever they share it with
A look inside
The real app, on made-up data.
Every screen here is in the live demo. Click around, nothing to install.
Where the money went
Each month broken down by category, with cash flow at the top.
Open Spend in the demo →
Charges sorted for you
New charges arrive already categorized. Change one and Maali remembers it for that merchant.
Open Review in the demo →
Every recurring charge in one list
What each one costs per month and per year, and a flag when a price goes up.
Open Recurring in the demo →
Net worth over time
Everything you own and owe in one number, and how it has moved.
Open Wealth in the demo →
Plan retirement with confidence
Set your target and compare different paths to it.
Open the planner in the demo →
Start with 30 days free.
- The full app on your own data
- No account, no card
- Every update included
Release details and system requirements
The AI analyst is optional. A one-time 5.0 GB download uses about 6 GB of memory while it writes. Turn it off and every dashboard, budget, and forecast still works.