Compare
Analyst commentary for January 2024
January 2024 against December 2023, by category. Higher spend is red. Totals exclude occasional big bills, matching the Month view.
Previous month$11,082December 2023
Selected month$10,821January 2024
Change-$2612% less
“Why?” shows the biggest single charge behind a category's jump. Tap the row to see it.
| Category | Dec 2023 | Jan 2024 | Change |
|---|---|---|---|
| insurance occasional | $0 | $1,095 | +$1,095new |
| diningWhy? | $592 | $934 | +$341+58% |
| Biggest charge $85.90 at local thai kitchen. Without it, this category is +43% vs previous month (instead of +58%). | |||
| education | $340 | $405 | +$65+19% |
| utilities | $487 | $544 | +$57+12% |
| transportation | $877 | $899 | +$23+3% |
| health | $148 | $167 | +$19+13% |
| coffee | $81 | $84 | +$3+3% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| entertainment | $132 | $86 | -$45-34% |
| shopping | $1,447 | $1,271 | -$176-12% |
| groceries | $1,919 | $1,372 | -$548-29% |
| gifts and donations occasional | $695 | $0 | -$695-100% |
| travel occasional | $2,590 | $0 | -$2,590-100% |
January 2024 against your typical month, based on your usual over the past year. $84 came back in refunds during January 2024.
Typical$12,054typical month
Selected month$11,916Jan 2024
Change-$1381% less
By category, what's furthest from its usual. A guide to what's moving, not a breakdown of the totals above.
| Category | Typical | Jan 2024 | Change |
|---|---|---|---|
| insurance occasional | $173 | $1,095 | +$922+532% |
| dining | $712 | $934 | +$221+31% |
| shopping | $1,124 | $1,271 | +$148+13% |
| utilities | $506 | $544 | +$38+7% |
| housing | $2,980 | $2,980 | $00% |
| kids | $2,080 | $2,080 | $00% |
| coffee | $93 | $84 | -$9-10% |
| transportation | $925 | $899 | -$26-3% |
| entertainment | $137 | $86 | -$51-37% |
| education | $478 | $405 | -$73-15% |
| health | $246 | $167 | -$79-32% |
| groceries | $1,642 | $1,372 | -$271-16% |
Spending pace
How your spending added up in January 2024. The bold blue line shows that month. The dashed line is a typical month and the shaded band is your usual range, both based on the six months before January 2024.
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