Terms & refunds
Try it free for 30 days. Buy it once. Keep it forever.
Last updated June 2026
We’ve kept this short on purpose. You buy Maali once and own it forever; it runs on your own computer, and there’s no subscription to use it. Updates after the first year are an optional plan, and nothing else recurs. So the terms can afford to be simple.
The 30-day trial
Maali is free to use in full for 30 days: every feature, on your own real data. The trial starts the first time you import your transactions (not the moment you download), so the clock only runs once you’re actually using it. As with everything in Maali, nothing leaves your computer during the trial: not your accounts, transactions, or reports.
When the trial ends
If you haven’t bought a license by day 30, Maali becomes read-only. Your data is never locked away from you: you can still open the app, browse everything, export all of it, or delete it. What pauses is changing things, so importing new transactions, syncing accounts, and running new analysis wait until you activate a license. Pasting a license key unlocks everything again instantly, and like your data, that key is checked right on your computer, never sent to us.
What you’re buying
- Buy once, no subscription. Your $99 is a one-time purchase. The version you buy keeps working forever, with no expiry, and your data stays ordinary files on your own computer. There is no subscription to use Maali.
- Your first year of updates is included. The purchase covers the Maali app plus one year of updates from the day you buy.
- Updates after the first year are optional. When your update year ends the app keeps working for good. If you want newer versions, an optional update plan ($29/year) keeps them coming. It’s a separate, cancel-anytime subscription that never affects the app you already own (a newer release is simply what it unlocks), and we’ll remind you before your update year ends rather than surprise you.
Refunds
14 days, no questions asked. The 30-day trial means you’ll know whether Maali is for you well before you pay, but if you still change your mind, email support@maali.app within 14 days of purchase and we’ll refund you in full, no reason needed. Since your data never left your computer, there’s nothing to delete on our end; uninstalling removes everything.
Your license
One license covers your household: you and the people you live with, on the computers in your home. You don’t need to count Macs or buy seats. Please don’t share your license outside your household or resell it.
The honest fine print
- Provided as-is. We work hard to make Maali accurate and reliable, but like all software it’s provided without warranties, and we can’t accept liability for decisions made using it. Check important numbers against your bank’s own records.
- Not financial advice. Maali organizes and describes your own data, including with AI-written summaries. It isn’t a financial adviser, and nothing it shows or writes is investment, tax, or legal advice.
- Your data, your responsibility, your benefit. Because everything lives on your computer, we never hold your data, which also means we can’t recover it for you. Maali keeps automatic local backups (see the help page), and we recommend a backup system for your whole computer (Time Machine on a Mac, File History on Windows).
Changes and contact
If these terms ever change, the date at the top changes, and material changes will be announced before they apply to you. Questions about any of this: support@maali.app.